Article 82 Fourniture de services de transfert de crypto-actifs pour le compte de clients

Summary What does Article 82 of the MiCA regulation say?

This article sits within the broader framework governing how crypto-asset service providers (CASPs) must conduct themselves when offering specific services to clients.

It focuses narrowly on transfer services for crypto-assets, requiring CASPs that move crypto-assets from one distributed ledger address or account to another on behalf of clients to have a formal written agreement in place.

That agreement must cover the basics: who the parties are, how the service works, what security systems are in place, what fees apply, and which law governs.

The article also mandates that ESMA, working closely with EBA, issue guidelines covering procedures, policies, and client rights in the context of these transfer services.

Important points:

Conclude a formal client agreement covering the identity of parties, service modalities, security systems, fees, and applicable law before providing crypto-asset transfer services.
The agreement requirement applies specifically to CASPs providing transfer services, meaning those moving crypto-assets between distributed ledger addresses or accounts on a client's behalf.
ESMA, in close cooperation with EBA, is required to issue guidelines on procedures, policies, and client rights relating to these transfer services.

Springlex's summary of the article, a reading aid, not a substitute for the legal text.

1. Les prestataires de services sur crypto-actifs qui fournissent des services de transfert de crypto-actifs pour le compte de clients concluent avec leurs clients une convention précisant leurs missions et leurs responsabilités. Cette convention contient au moins les informations suivantes:
  1. l’identité des parties à la convention;
  2. une description des modalités du service de transfert fourni;
  3. une description des systèmes de sécurité utilisés par le prestataire de services sur crypto-actifs;
  4. les frais appliqués par le prestataire de services sur crypto-actifs;
  5. le droit applicable.
1. L’AEMF émet, en étroite coopération avec l’ABE, des orientations conformément à l’article 16 du règlement (UE) n^o 1095/2010 à l’intention des prestataires de services sur crypto-actifs qui fournissent des services de transfert de crypto-actifs pour le compte de clients en ce qui concerne les procédures et les politiques, y compris les droits des clients, dans le cadre des services de transfert de crypto-actifs.

Table of contents

Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.

Relevant recitals