Article 146 Modification de la directive 2013/36/UE

Summary What does Article 146 of the MiCA regulation say?

This is a short but significant amendment article.

Rather than introducing new standalone rules, it modifies existing EU banking law — specifically Annex I of Directive 2013/36/EU (the Capital Requirements Directive) — to bring crypto-asset activities within its scope.

It does this by updating the list of activities that credit institutions are recognised as being able to carry out, adding the issuance of e-money tokens, the issuance of asset-referenced tokens, and the provision of crypto-asset services, all as defined under MiCA itself.

Important points:

Annex I of Directive 2013/36/EU is updated to formally include crypto-asset activities within the recognised activities of credit institutions.
The three newly listed activities are: issuing e-money tokens, issuing asset-referenced tokens, and providing crypto-asset services.
The definitions of these activities are drawn directly from MiCA (Regulation (EU) 2023/1114), ensuring consistency across the two regulatory frameworks.

Springlex's summary of the article, a reading aid, not a substitute for the legal text.

À l’annexe I de la directive 2013/36/UE, le point 15 est remplacé par le texte suivant:

«Émission de monnaie électronique, y compris de jetons de monnaie électronique tels qu’ils sont définis à l’article 3, paragraphe 1, point 7), du règlement (UE) 2023/1114 du Parlement européen et du Conseil(⁶⁰).
Émission de jetons se référant à un ou des actifs tels qu’ils sont définis à l’article 3, paragraphe 1, point 6), du règlement (UE) 2023/1114.
Services sur crypto-actifs tels qu’ils sont définis à l’article 3, paragraphe 1, point 16), du règlement (UE) 2023/1114.

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