Article 50 Orientations sur le recours à d’autres entités assujetties

This short article assigns a specific task to AMLA (the Anti-Money Laundering Authority), requiring it to issue guidelines to obliged entities on the topic of reliance on other obliged entities for customer due diligence.

It acts as a companion to Articles 48 and 49, which set out the substantive rules for when and how one obliged entity may rely on another's customer due diligence work.

Article 50 essentially ensures that practical guidance follows those rules, covering the acceptable conditions for such reliance, the responsibilities of the parties involved, and how supervisors should approach oversight of these arrangements.

Important points:

• AMLA is required to issue guidelines to obliged entities by 10 July 2027 on the topic of relying on another obliged entity's customer due diligence.
• The guidelines will cover three areas: acceptable conditions for reliance (including remote due diligence), roles and responsibilities of the obliged entities involved, and supervisory approaches to such reliance.
• This article targets AMLA as the acting body, not obliged entities directly — the guidelines it produces will be the instrument through which obliged entities receive further direction.