Source: OJ L, 2024/1624, 19.6.2024

Article 41 Dispositions spécifiques concernant les personnes demandant à bénéficier de régimes de résidence propres aux investisseurs

Summary What does Article 41 of the Anti-money laundering regulation (AMLR) say?

This article targets a specific and high-risk customer profile: third-country nationals seeking residence rights in a Member State through investment.

It builds directly on the standard customer due diligence framework in Article 20 by mandating that obliged entities go further and apply a defined subset of enhanced due diligence measures from Article 34(4) as a minimum baseline for this category of customer.

Important points:

Apply enhanced due diligence measures — on top of standard customer due diligence — to any third-country national applying for residence rights through investment.
The obligation covers a wide range of investment types, including property transfers, government bonds, corporate investments, donations, and state budget contributions.
The enhanced measures required are those specified in Article 34(4), points (a), (c), (e) and (f), setting a clear minimum standard with no discretion to apply less.

Springlex's summary of the article, a reading aid, not a substitute for the legal text.

Outre les mesures de vigilance à l’égard de la clientèle prévues à l’article 20, en ce qui concerne les clients ressortissants de pays tiers qui ont entamé une procédure de demande de droits de séjour dans un État membre en échange de tout type d’investissements, y compris les transferts, l’achat ou la location de biens, les investissements en obligations d’État, les investissements dans des sociétés privées, le don ou la dotation d’une activité contribuant au bien public et les contributions au budget de l’État, les entités assujetties appliquent, au minimum, les mesures de vigilance renforcées visées à l’article 34, paragraphe 4, points a), c), e) et f).

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