Source: AMLA final report draft
- Anti-money laundering
AMLR supplemental acts
- RTS on customer due diligence
Article 8 Reliable and independent sources of information
This is a draft act
This text has been parsed from the AMLA final report draft as published on 30 September 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.
Earlier drafts: AMLA consultation paper draft (9 February 2026)
Summary What does Article 8 of the RTS on customer due diligence say?
This article establishes a quality standard for the information sources that obliged entities rely on when conducting customer due diligence.
Rather than prescribing specific sources, it sets out the criteria against which any source must be assessed to determine whether it qualifies as reliable and independent.
It also introduces a language-neutral obligation, ensuring that obliged entities cannot claim ignorance of due diligence information on the basis that it was provided in a foreign language.
Important points:
- Apply risk-sensitive measures to assess whether information sources used for customer due diligence — across all due diligence levels — are reliable and independent.
- Evaluate sources against five specific criteria: credibility, official status and independence, currency, accuracy, and susceptibility to forgery.
- Ensure full comprehension of customer due diligence information regardless of the language in which it is provided.
Springlex's summary of the article is a reading aid, not a substitute for the legal text.
Obliged entities shall take risk-sensitive measures to ensure that sources of information used for customer due diligence measures, including simplified and enhanced due diligence, are reliable and independent, having regard to:
the credibility of the source, including its reputation;
the official status and independence of the information source;
the extent to which the information is up to date;
the accuracy of the source, based on whether the information or data was subject to verification or validation or is consistent with other sources;
the ease with which the identity information or data provided can be forged.
Obliged entities shall ensure that they understand the information required for customer due diligence purposes, regardless of the language in which that information is provided.
Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.