Source: AMLA final report draft
- Anti-money laundering
AMLR supplemental acts
- RTS on customer due diligence
Article 2 Information to be obtained in relation to names
This is a draft act
This text has been parsed from the AMLA final report draft as published on 30 September 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.
Earlier drafts: AMLA consultation paper draft (9 February 2026)
Summary What does Article 2 of the RTS on customer due diligence say?
This article specifies how obliged entities must collect name information as part of customer due diligence, building directly on the identification requirements set out in Article 22 of Regulation (EU) 2024/1624.
It draws a clear distinction between natural persons and legal entities, setting out what "name" means in each context.
For individuals, it means all names as they appear on official documents or through approved electronic identification means.
For legal entities and organisations with legal capacity, it means the registered legal name and, where relevant, any trade name that differs from it.
Important points:
- Obtain all names — given and family — exactly as they appear on the identity document, passport, or equivalent for natural persons.
- For legal entities and legally capable organisations, collect the legal name and any trade name where it differs from the legal name.
- The obligation applies to obliged entities in both cases, directly linking to the identification framework of Article 22 of Regulation (EU) 2024/1624.
Springlex's summary of the article is a reading aid, not a substitute for the legal text.
In relation to the names and surnames of a natural person as referred to in Article 22(1), point (a)(i), and Article 22(2) of Regulation (EU) 2024/1624, obliged entities shall obtain all names, including first name(s) (given name(s)) and surname(s) (family name(s)) that feature on the identity document, passport or equivalent or through the electronic identification means and relevant qualified trust services referred to in Article 22(6), point (b), of Regulation (EU) 2024/1624.
In relation to the name of a legal entity as referred to in Article 22(1), point (b)(i), or other organisations that have legal capacity under national law as referred to in Article 22(1), point (d)(i), of Regulation (EU) 2024/1624, obliged entities shall obtain the legal name and, where applicable, the trade name where it differs from the legal name.
Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.