Source: AMLA final report draft
- Anti-money laundering
AMLR supplemental acts
- RTS on customer due diligence
Article 14 Identification and verification of the person purporting to act on behalf of the customer
This is a draft act
This text has been parsed from the AMLA final report draft as published on 30 September 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.
Earlier drafts: AMLA consultation paper draft (9 February 2026)
Summary What does Article 14 of the RTS on customer due diligence say?
This brief but precise article addresses a specific scenario within the broader customer due diligence framework: where someone is acting on behalf of a customer rather than in their own right.
It builds directly on Article 22 of Regulation (EU) 2024/1624 and the identification requirements set out in Section 2 of this Regulation, adding an extra layer of obligation on top of the standard identification and verification process.
The core requirement is that obliged entities must go beyond simply identifying who the representative is — they must also obtain information confirming that the person actually has the authority to act, and to what extent.
Important points:
- Obtain information that verifies both the existence and the scope of a representative's power to act on behalf of a customer.
- This obligation applies to obliged entities and is in addition to, not a replacement of, the standard identification and verification requirements under Section 2.
- The article applies specifically where a person is purporting to act on behalf of the customer, making it relevant in any agency or representation scenario.
Springlex's summary of the article is a reading aid, not a substitute for the legal text.
In relation to the identification and verification of the person purporting to act on behalf of the customer as referred to in Article 22 of Regulation (EU) 2024/1624, and in addition to the information to be collected pursuant to the relevant provisions in Section 2, obliged entities shall obtain information that enables them to verify the existence and extent of the power of representation.
Springlex and this text is meant purely as a documentation tool and has no legal effect. No liability is assumed for its content. The authentic version of this act is the one published in the Official Journal of the European Union.