Article 9 Identification and verification of the identity of the natural or legal persons using a virtual IBAN

This is a draft act

This text has been parsed from the AMLA consultation paper draft as published on 9 February 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.

For the purposes of Article 22(3) of Regulation (EU) 2024/1624, the obliged entity shall obtain and verify the following information:
1. In relation to the natural or legal persons using the virtual IBANmeans an identifier causing payments to be redirected to a payment account identified by an IBAN different from that identifier;, the information required pursuant to Article 22(1) of Regulation (EU) 2024/1624;
2. the virtual IBANmeans an identifier causing payments to be redirected to a payment account identified by an IBAN different from that identifier; number assigned to that natural person or legal person;
3. the dates on which the associated bank or payment account was opened and, where applicable, closed.

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