Art. 30 Screening requirements | RTS on customer due diligence | AML

For the purposes of Article 29, obliged entities shall:
1. screen, through automated screening tools or solutions, or a combination of automated screening tools and manual checks, at least the following information on customers, beneficial ownersmeans any natural person who ultimately owns or controls a legal entity or an express trust or similar legal arrangement; and the entities or persons which control or meet the ownership conditions over such customers:
  in the case of a natural person, all the names and surnames, in the original and/or transliteration of such data;
  in the case of a legal person, the registered name of the legal person, in the original and/or transliteration of such data;
  in the case of a natural person, legal person, body or entity:
  any other names, aliases or trade names where they differ from the registered name;
  digital wallet addresses, where available in the lists of targeted financial sanctionsmeans both asset freezing and prohibitions to make funds or other assets available, directly or indirectly, for the benefit of designated persons and entities pursuant to Council Decisions adopted on the basis of Article 29 TEU and Council Regulations adopted on the basis of Article 215 TFEU;.
  Obliged entities may perform manual checks of information subject to screening under this point only where manual checks are proportionate to the size, business model, complexity, or nature of their business.
2. in case of a match, the information under point (a) shall be checked against all available due diligence information on the customer, the beneficial ownersmeans any natural person who ultimately owns or controls a legal entity or an express trust or similar legal arrangement; or entities or persons which control or meet the ownership conditions under Article 20(1), point (d), of Regulation (EU) 2024/1624 to determine whether a person is the intended target of the targeted financial sanctionsmeans both asset freezing and prohibitions to make funds or other assets available, directly or indirectly, for the benefit of designated persons and entities pursuant to Council Decisions adopted on the basis of Article 29 TEU and Council Regulations adopted on the basis of Article 215 TFEU;. In case of doubt, the obliged entity shall refer to all other sources available to them, including public sources of information, such as registers of owned and controlled entities and central registers.
3. regularly screen their customers, beneficial ownersmeans any natural person who ultimately owns or controls a legal entity or an express trust or similar legal arrangement; and entities or persons which control or meet the ownership conditions under Article 20(1), point (d), of Regulation (EU) 2024/1624, at least under the following circumstances:
  during customer onboarding or before entering into a business relationshipmeans a business, professional or commercial relationship connected with the professional activities of an obliged entity, which is set up between an obliged entity and a customer, including in the absence of a written contract and which is expected to have, at the time when the contact is established, or which subsequently acquires, an element of repetition or duration; or performing an occasional transaction;
  when there is a change in any of the existing designations, or a new designation is made pursuant to Article 26(4) of Regulation (EU) 2024/1624;
  there is a significant change in the due diligence data of an existing customer, beneficial ownermeans any natural person who ultimately owns or controls a legal entity or an express trust or similar legal arrangement; or entity, or person which controls or meet the ownership conditions under Article 20(1), point (d), of Regulation (EU) 2024/1624, such as but not limited to a change of name, residence, or nationality or change of business operations, which may have a potential impact on the designation as a listed person, body or entity;
4. ensure that the screening and verification are performed without undue delay by using updated targeted financial sanctionsmeans both asset freezing and prohibitions to make funds or other assets available, directly or indirectly, for the benefit of designated persons and entities pursuant to Council Decisions adopted on the basis of Article 29 TEU and Council Regulations adopted on the basis of Article 215 TFEU; lists.