Article 20 Minimum requirement for customer identification in situations of low risk

This is a draft act

This text has been parsed from the AMLA consultation paper draft as published on 9 February 2026. While we run a suite of validations, the automated parsing can result in errors. Also, before it is finally adopted by the Commission, its wording, numbering and references may change, and entire articles might be removed or added.

1. In situations of low risk, obliged entities shall obtain at least the following information to identify the customer and the person purporting to act on behalf of the customer:
  1. for a natural person:
    all names and surnames;
    place of birth;
    date of birth;
    nationalities of the natural person or their statelessness, refugee or subsidiary protection status.
  2. for a legal entity and other organisations that have legal capacity under national law:
    the legal form;
    the registered name of the legal entity and its trade name where it differs from its registered name;
    the address of the registered office; and
    where available, the registration number or tax identification number, or the legal entity identifiermeans a unique alphanumeric reference code based on the ISO 17442 standard assigned to a legal entity;.
1. Paragraph 1 shall also apply to persons on whose behalf or for the benefit of whom a transaction or activity is being carried out.

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